APPRAISERSNC/CR&S Appraisal Services in RALEIGH are called upon for numerous reasons

To a lot of us, an appraisal is simply a line item on the break-sheet for a home sale or refinance. Almost all lenders still need a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation processes that might appear more prudent than an appraisal. But is getting a mortgage the only reason to acquire an appraisal? Are there more cases when the services of a licensed, independent real estate professional could be helpful? You bet there are.


	For real estate appraisals in RALEIGH and Wake County, it's easiest when your order online from APPRAISERSNC/CR&S Appraisal Services, just click here.

Dispute your tax assessment in Wake County

It's probable you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are determined by a past assessment of your home, so if prices have declined in your area, you can appeal your assessment and save money. An appraisal from APPRAISERSNC/CR&S Appraisal Services is your best evidence when building your case. At APPRAISERSNC/CR&S Appraisal Services, we're equipped to assist you in appealing your tax assessment.

Let APPRAISERSNC/CR&S Appraisal Services help you eliminate PMI to lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the property, nearly all lenders ask homeowners to take out an supplemental insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often bundled into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, APPRAISERSNC/CR&S Appraisal Services can give you a statement regarding the value of your home. The price you paid for the home valuation can often be regained in just a few months because you'll no longer be paying the PMI.

An appraisal from APPRAISERSNC/CR&S Appraisal Services will help you settle a divorce with less stress

A divorce is a very daunting ordeal for the parties involved, and it is often even more complicated by the strenuous decision of who maintains the home. So both parties are fully aware of the true market value of their property, it's a good idea to order an appraisal from APPRAISERSNC/CR&S Appraisal Services, regardless of the circumstances.

The parties will have a better idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Fair and accurate estate liquidation with help from APPRAISERSNC/CR&S Appraisal ServicesSettling an estate

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Most Americans don't have dedicated estate planners or executors to manage these matters, unlike wealthier individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Let APPRAISERSNC/CR&S Appraisal Services help you with relocating to or from Wake County

We are familiar with the headaches involved with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, as well as information regarding any new sales or listings in their area that they want considered during our intensive process.

Let APPRAISERSNC/CR&S Appraisal Services help you sell your home quickly at the right price

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees aren't contingent upon the value opinion we render, but rather they rest on our efforts to complete the appraisal.

On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.